Testimonials About Our Retirement and Financial Planning Services

Meeting with Wayne has been an answer to my prayers. He is so informative and conscientious. I highly recommend meeting with him.

I was worried that because I hadn’t saved as much as some federal employees I would wouldn’t be able to have an adequate income in order to retire, but Wayne and Vicky were able to show me that was not the case, using their well-versed knowledge to give me a comfortable retirement and future, while still being able to leave an inheritance for my children and grandchildren.

Not only is Wayne and Vicky Carrack knowledgeable about the federal system and the vast variety of financial options for investment, they are sincere and caring people. They intently listened to my concerns, studied our financial situation, and provided a sound plan tailored to our desires and needs.

I’ve never been more confident in what my future holds, thanks to the help and care of Wayne and Vicky at U.S. First Federal!

My experience with US First Federal brought me a greater sense of faith in humanity—my family and our well-being were made a priority by individuals who we’d only just met.

My wife and I didn’t want to just be told what to do, we wanted to know why we should do it, and we got all the insight and information available thanks to Vicky and Wayne’s help.

The only thing I can say is that Wayne's help was critical. Everyone should speak to him before they retire.

Wayne and Vicky have gone above and beyond to make sure I feel comfortable and safe when requesting their services during COVID-19. They addressed my concerns and we able to meet with me effectively remotely through phone calls and Zoom meetings. Due to my health conditions, it gave me great comfort to know I could receive such essential services and guidance virtually.

Having dealt with a divorce, I was uncertain if I could retire successfully. Wayne and Vicky were so patient and helpful. They took the time to explain what I was making now and what I would be making in retirement. They truly helped ease my mind. They are a blessing.

It was great to work with such a well-balanced duo. Both Wayne and Vicky are knowledgeable in their differing areas, making for a well-rounded and informative team to work wonderfully at your side, championing your well-being and future.

Wayne did not try to sell me life insurance! He knows what benefits a federal employee is entitled to receive and seems to take a personal interest in making my transition from the workforce to retirement as smooth as possible by helping me complete the required paperwork when that time comes.

My husband and I found immense comfort in knowing that Wayne is a licensed federal benefits counselor and is both capable and willing to answer questions, personalize plans, and guide us through the necessary paperwork as we move nearer to retirement.

The trait that I admire most in Wayne and Vicky is credibility. Wayne will continue to work with me as I get ready to retire and will be reviewing my retirement papers before I submit them. I really trust Wayne Carrick and recommend him to any federal employee who is getting ready to retire.

I was recommended by a friend to reach out to Wayne, and after doing so I would recommend the same to anyone, friend or not. Vicky and Wayne truly care about the well-being of others and are the type of folks who take the time to guide you through making the choices best for you as retirement approaches.